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Mar212018

What is a Consumer Proposal and How Does It Work?

A consumer proposal is a legal arrangement between a person (referred to as a consumer debtor or simply a debtor) and their creditors in which the debtor pays back (often) only a portion of the amount that is owed to their creditors over an extended period of time (up to 60 months). A consumer proposal […]

Bankruptcy Consumer Proposal

Jan312018

Bankruptcy vs. Consumer Proposal: What’s The Difference?

Ask most people about bankruptcy and you will hear a mixture of facts and common misconceptions. Conversely, if you ask about consumer proposals, you might find that many people have never heard of this popular alternative to bankruptcy. Despite this fact, you might be surprised to know that more consumer proposals are filed than bankruptcies […]

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